A car accident can occur when you least expect it and most people do not know what to do after they have been involved in a car accident. The accident can leave you shocked and confused and most people end up taking wrong actions because at that point they are not in their right frame of mind. This article will highlight what to do after a car accident:
Call The Police
You should only call your insurance agent after you have called the police emergency number to inform them about the accident. It is always a good idea for the insurance agent to come to the scene of the accident because they can advise you appropriately on what you are supposed to do. Each insurance policy has some instructions on what the car owner should do after a car accident and it is always a good idea to follow the given instructions for you to be compensated.
There is a given time frame that one is supposed to report to the police in case of a hit-and-run accident and failure to that can make it difficult for you to make any claim. You should wait for emergency services to arrive in a safe place away from traffic. It is always difficult to keep a level head after an accident but you should always avoid admitting guilt even if you are a very emotional type.
Get The Right Information
You should always be willing to share information about the car accident with the insurance agent without admission of fault. You should make an effort to attain all the information about the claim and be always prepared to share. The insurance information should be shared by the police when you contact them to report the accident. It is also advisable to call your local Michigan accident lawyer if you have been injured.
Record The Scene
It is always a good idea to record the scene of car accident using a disposable camera. Drawing the scene of the accident on a piece of paper may not be effective when it comes to getting an accurate record and that is why many insurers insist that their clients should always have a disposable camera in the glove box. You should record the road position of the vehicle and take pictures of the damage. It is also a good idea to exchange important details like the driver’s license details, license plate, phone numbers, addresses and official names with the other driver. You should always file your claim within the specified time limits for the car insurance company to compensate you.